In most cases, the car wreck victim is responsible for taking care of their medical bills. This is regardless of whether the other driver was at fault or not. But the victim might have heeded advice from a car accident attorney and applied for Med-pay or health insurance. In that case, the insurance company might pay the accumulating medical expenses. Here is what to do with medical costs after a car accident.
Claim for compensation from Medicaid or Private Health Insurance
While accumulating medical bills from healthcare providers, the victim can file claims with their respective insurance company. This can be in the form of;
- Private health insurance
A recent study suggests that older adults have higher chances of hospitalization after a car crash than other age groups. So, based on the insurance policy’s terms, a victim’s health insurance company should cover the medical expenses that they incur.
But sometimes, the insurance company denies the claim from the victim, forcing them to pay the medical bills from their pockets. Under these circumstances, we would recommend seeking a client-attorney relationship. At Robert J. DeBry & Associates, we have a car accident attorney who has helped many car wreck victims with their claims.
Claiming medical payment insurance
Over the years, we at Robert J. DeBry & Associates have realized that some drivers prefer adding med pay (medical payment insurance) to their vehicle insurance policies. So, if they find themselves in a car wreck, this insurance coverage pays for the driver’s medical bills up to the policy limits.
What if the victim lacks health insurance?
If the car wreck victim lacks health insurance, they will have to pay all the medical expenses from their pockets. Most hospitals have payment agreements that can extend the amount the victim owes them over some years.
Contact A Car Accident Attorney with Any Questions
Car accidents have become the primary cause of deaths and injuries worldwide. So, partnering with an experienced car accident attorney from a reputable personal injury law firm like Robert J. DeBry & Associates is beneficial.