You would not want to be left out on a lurch under the unfortunate circumstance of suffering from an injury due to an accident at work. Money lost due to work injuries can add up, and data reflects the average cost of claims in 2017-2018 as $41,003. Fortunately, workers’ compensation can provide coverage for medical expenses as well as lost wages while you heal. Learn how to obtain payment for your work injury and when you should hire a personal injury attorney to help you get the justice that you deserve.
Report the Injury
When you have suffered from a work injury, you should first report the damage to your employer. Seek medical attention next, and be sure to document your expenses and missed work to support your need for compensation.
File a Claim
You will then need to file a claim with your insurance company. If the insurance agency approves the claim, you can accept their payment offer to receive benefits. However, you may choose to negotiate for a lump-sum or larger-structured settlement. Hiring a personal injury attorney can be helpful with this process.
If the Claim is Denied
There are many reasons the insurance company may deny your claim. For example, this may have been due to insufficient proof that the injury was work-related or missing a deadline for reporting the claim. If your claim has been denied, you will need to file a formal appeal to defend your case. You may also need to contact your State Workers’ Compensation Officials to request a hearing if you cannot agree with the insurance company.
Hiring Legal Representation
A personal injury attorney can help you submit your claims, negotiate your settlement, and handle the appeals process. If you need a personal injury attorney to assist with your worker’s compensation claim, Robert J. DeBry & Associates can help. Visit https://robertdebry.com/ for information about Robert J. DeBry Associates.