How Do You Avoid Liability When You Own a Pool?
As a homeowner, it’s fun to have your own personal swimming pool, especially during the hot Salt Lake summers. There is nothing better than laying out by a pool during the hot summer days and getting all your friends and family together.
All this fun does come with an increased risk. During one of your summer pool parties, the last thing you want to do is have to call a personal injury lawyer. In order to avoid having to make this tough call, learn the best ways to stay safe.
As a homeowner, you can be held responsible for any and all injuries and deaths that occur in or around your pool. Even if the victim(s) used the pool without the homeowner’s permission, you can be held accountable.
Most homeowner’s liability comes from negligence. Negligence is defined as the failure to take proper care in doing something.
If your pool has a lack of security and is easily accessible and someone gets injured, you were negligent in not taking the proper precautions. Further, if you don’t maintain your pool properly and someone gets hurt, you are also negligent and responsible, meaning you could face a personal injury lawyer. Lastly, it is important to be wary of the areas surrounding your pool as the ground and other surfaces are usually slippery.
Slip and Fall Liability
Because of the slippery surfaces near the pool, people are at high risk of being involved in a slip and fall accident.
As a homeowner who doesn’t want to have to call a slip and fall lawyer, it is your job to take the necessary precautions to prevent these accidents and provide non-slippery surfaces. An example of a precaution would be having a warning sign up to help prevent people from running or being careless around the pool area.
Usually, pool owners are required to purchase a separate insurance policy for swimming pool liability even though, homeowner’s insurance does sometimes offer pool coverage. This extra purchase is because the coverage included in the homeowner’s insurance does not always protect you in the case of accident.
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