A car accident claim is a formal request for coverage or compensation to the insurance company. The car accident claim process requires tons of paperwork. The car accident lawyers at Robert J. DeBry & Associates take the burden off your shoulders by handling the tricky part.
Here is a breakdown of what you need to do while making a car accident insurance claim:
1. Call Your Insurance Company
Whether or not you intend to make a claim, it is necessary to let your insurer be aware of the accident as soon as possible. Most insurers require their policyholders to file for the claim within seven days. The exact duration got stipulated in the insurance policy; therefore, ensure you understand your policy adequately.
2. Record A Police Statement
Informing the police may not be compulsory in some places, but it is undoubtedly necessary. The police will issue a First Information Report(FIR), which contains all the vital details about the incident and the persons involved. This document is a must-have while submitting a claim to the insurer.
3. Submit The Necessary Documents
The insurance company will require several documents to validate the claim. The average time for approval of a claim should be about 30 to 45 days. However, numerous factors could cause a delay, including poor communication, dissatisfaction with coverage, repair dissatisfaction, etc. Also, note that the type of insurance coverage determines the type of application you make.
If you are worried about going through the process, you can breathe easy as Robert J. DeBry & Associates has the best legal team to help you. Aside from offering expert legal advice, our car accident lawyers help you gather all the necessary information, negotiate with your insurer and eventually get compensation for your losses. Contact us today to book a consultation with one of our attorneys.