Every time you go for a drive in your car either here in Utah or in any other American state, you assume the risk of operating a vehicle along with thousands of other motorists, many of whom drive recklessly, distracted, intoxicated or even improperly. Furthermore, some of the most complicated of auto accident woes come from something that has literally nothing to do with actual driving ability: a lack of car insurance.
Though it’s illegal to drive uninsured, according to the Insurance Research Council, one out of every seven drivers in the United States is doing just that. If you or someone you love finds themselves having been hit by someone without car insurance, specific steps should be taken to ensure that justice is fully satisfied.
First and foremost, make sure to obtain as much information as possible from the uninsured party, even a picture of the other driver, if doable. Secondly, never hesitate to call the police. Seeing as how driving without car insurance is illegal in Utah and most other states, the police will need to be involved anyway. Additionally, it’s key that your insurance company be phoned promptly. If you have uninsured or underinsured motorist coverage, you’ll be fully compensated for the incident.
In certain unfortunate circumstances, complications will arise due to such an untimely auto accident and a personal injury attorney may need to be contacted to ensure that proper reparations are both pursued and collected.