Fact or Fiction: Insurance Companies Will Cover All Your Personal Injury Costs

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When you’re injured due to someone else’s negligence, whether that be in an auto accident, a slip and fall accident, or a pedestrian accident, you put all of your hopes into the insurance company’s hands, waiting for them to get you the compensation that you deserve for your damages, lost wages and medical bills. When it comes down to it, this is the thought process of millions of people across the nation, but do insurance companies truly cover all of the costs associated with a personal injury?

A personal injury lawyer will see more personal injury cases as a result of a car accident than any other accident. Annually, there are 4,548,000 accidents that involve property damages, and 1,715,000 of those include an injured party. This means that the insurance companies would be responsible for covering millions of dollars worth of damages and injuries, and unfortunately, they don’t always cover what they should.

The Truth

Insurance companies are hardly going to worry about paying for all of your expenses — they’re more interested in protecting themselves financially. The truth is, without an experienced personal injury lawyer you might find yourself in financial ruin after an accident, which is why you should make sure to contact a personal injury lawyer as soon as possible after an injury.  Insurance companies end up paying about 50% of the costs associated with personal injuries in an auto accident annually, while victims pay around 26% of the cost out of their own pocket.

 

Why Legal Representation is the Way to Go

If you’re worried about the costs of hiring a personal injury lawyer, and that is the sole reason you’re planning on taking on the insurance companies on your own, we have some great news for you. Here at Robert J. DeBry and Associates, our personal injury lawyers work on a contingency basis; this means that you don’t have to pay anything up front for a personal injury lawyer to represent your case. Instead, your personal injury lawyer will collect the fees only after they are able to win your case.

As you can see, you still end up paying for a significant chunk of the accident costs if you decide to rely purely on the insurance companies. If you want to make sure that you receive the proper compensation for your injuries, you must contact a personal injury lawyer at Robert J. DeBry and Associates our team of professional attorneys is ready to help you combat the insurance companies to get you the financial coverage that you require for damages, injuries and medical bills.

Sources:

https://www.iii.org/fact-statistic/facts-statistics-auto-insurance

https://www.statista.com/topics/3087/car-insurance-in-the-united-states/

 


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