You do all that you can to protect yourself and your vehicle through insurance. Unfortunately, there a many other drivers who take insurance too lightly. Accidents occur every day involving uninsured drivers. If you find yourself victim to an accident involving an uninsured driver, contact an attorney from Robert J. Debry and Associates, especially if you suffer personal injury from the accident.
Crash
As cautious as you may be, there are some accidents that are inevitable. An accident involving an uninsured motorist happens to be one of them. You may find yourself in a predicament in which you get hit, and when you go to exchange information with the other party, you disappointingly discover they are uninsured. Finding out the other motorist does not have insurance can leave you feeling panicked. If this is the case, contact your local lawyer to see what you should do.
Assess the Damages
If you are involved in an auto accident with an uninsured motorist, and you suffer personal injury, our attorney team can help you receive compensation. Consider the severity of injuries and damages before considering any type of legal action.
Protection
There are no fault laws that protect you. Regardless of which driver is at fault, your insurance coverage should still cover any damages and injuries you acquired. If you have uninsured motorist insurance, your insurance will cover the costs.
Suing the Other Party
In the worst-case scenario, you may find yourself with a lawsuit on your hands. If your personal injury or vehicle damages are severe and fall outside of your insurance coverage, most no fault states allow you to sue the other party. Keep in mind that if the court rules in your favor and requires that the other party pay for your damages, it does not guarantee you the money. The uninsured party did not have the money to pay for insurance, so the likelihood that they can come up with the funds to repay you is minimal. If you’re facing any situation in which an uninsured motorist is involved, contact an attorney from Robert J. DeBry and Associates.
Sources:
https://www.all-about-car-accidents.com/what-if-im-hit-by-an-uninsured-driver.html
https://money.howstuffworks.com/personal-finance/auto-insurance/accident-with-uninsured-driver.htm